build wealth through property – SMARTER, WITH EDGEWATER
Property investment can be one of the most powerful ways to build long-term wealth — but only if your finance is structured correctly. The wrong loan setup can cost you thousands in tax, repayments, or missed opportunities.
At Edgewater Finance, we specialise in investor lending strategies that go beyond interest rates. We tailor every solution to help you grow your portfolio, manage your cash flow, and align with your investment goals.
what can an INVESTOR LOAN be used for?
- Buying your first investment property
- Building a multi-property portfolio
- Purchasing commercial property
- Refinancing for equity release
- Renovation or construction funding
- Buying through an SMSF structure
why choose edgewater for your INVESTOR LOAN?
01
Strategic Structuring
We don’t just get you a loan — we structure it for growth, flexibility, and tax-efficiency. Think offset accounts, interest-only options, and cross-securitisation (when it makes sense).
02
Wide Lender Panel
03
Self-Employed & SMSF Friendly
04
Fast, Personal Service
flexible LOAN FEATURES for investors
We help you access and understand powerful loan features like:
Interest-Only Options
Offset Accounts & Redraw
Split Loans
Equity Leverage
Cross-Collateralisation (or avoiding it)
OUR PROCESS - simple, strategic, investor focused
Strategy Call – We understand your goals (buy/hold, yield, growth, SMSF, etc.)
Assessment – We review equity, borrowing power, income & structure
Lender Match – We compare the market and present the best-fit options
Application – We handle the paperwork, valuations, and approvals
Settlement & Support – We keep things moving and provide post-settlement guidance
ADRIAN the portfolio builder
- Revalued his portfolio to unlock equity
- Refinanced to a lender with higher investment LVR limits
- Used interest-only repayments to improve cash flow
- Added an offset account to reduce tax and increase flexibility